University of FloridaSolutions for Your Life

Download PDF
Publication #FCS2188a

Grandparents Raising Grandchildren: Financial Assistance1

Maisie Ross, Larry Forthun, Millie Ferrer-Chancy, and Angela Falcone2

Goal: To provide grandparents with information about financial assistance available in Florida for grandfamilies.

Figure 1. 
[Click thumbnail to enlarge.]

It is often difficult to house, feed, and clothe an added individual to the family. This is more difficult when you are on a limited income. You and your grandchildren may be entitled to receive financial assistance. Listed below are several of these programs.

Cash Assistance

Temporary Cash Assistance (TCA)

This program, also called Temporary Assistance to Needy Families (TANF), offers cash assistance for low-income families. There are different rules for receiving cash assistance, but eligibility is determined by residency, income, and assets. You may qualify to receive benefits as a family, or your grandchildren can receive benefits under the child-only grant. With the child-only grant, your grandchildren may be able to receive benefits until they are 18 (or 19 if they are still in high school). Cash assistance is limited to a lifetime total of 48 months.

For more information about TCA/TANF:

Access Florida
1-866-762-2237 (TTY 711)

TCA-Relative Caregiver Program

This program provides monthly cash assistance and benefits for children living with relative caregivers. The amount of cash assistance depends on the age of your grandchild. Payments are slightly higher than TCA. To qualify for this program:

  • You must live in the state of Florida.

  • You must have custody of your grandchildren, meaning they were placed with you by a Florida court and the Department of Children and Families (or a contracted provider).

  • Your grandchildren must be younger than 18.

  • You must agree to a background check and home study completed by the Department of Children and Families (or a contracted provider).

  • You must cooperate with child support enforcement.

For more information about the TCA-Relative Caregiver Program:

Access Florida
1-866-762-2237 (TTY 711)

Supplemental Security Income (SSI)

This program pays monthly cash benefits to families with mentally or physically disabled children. To qualify, families need to have a limited income.

For more information about SSI:

Social Security Office Locator
1-800-772-1213 (TTY: 1-800-325-0778)

Food and Nutrition Assistance

Food Assistance Program

The Food Assistance Program helps limited-income families pay for food. When a family applies, this program considers these factors:

  • total monthly household income of each adult;

  • value of items owned (not including your house); and

  • other family expenses.

For more information about food stamps:

Access Florida
1-866-762-2237 (TTY 711)

Supplemental Program for Women, Infants, and Children (WIC)

WIC provides monthly checks to purchase foods that improve the nutritional quality of a child's diet. The types of foods you can purchase may vary, but can include cereal, milk, eggs, cheese, juice, and beans. Your grandchild must be under the age of 5 to qualify. There are income requirements to receive WIC, but if your family qualifies for Medicaid, food stamps, and TAC, you will very likely qualify for WIC. To apply for WIC, you will need to prove legal custody or guardianship of your grandchildren.

For more information about WIC:

Florida WIC

Energy Assistance

Low-Income Home Energy Assistance Program (LIHEAP)

This program provides money to local governments to assist low-income families with home heating and cooling costs. Eligibility is determined by the local agency; however, you may be eligible if you are currently receiving the following assistance:

  • Supplemental Security Income (SSI); and

  • food stamps.

For more information about energy assistance:

Florida Department of Economic Opportunity

Child Care Assistance

School Readiness Program

Coping with the demands of caring for children on a daily basis can be very stressful. You may need to work at the same time you are caring for your grandchild. The Florida Agency for Workforce Innovation, Office of Early Learning provides financial assistance to low-income families for child-care services. Child-care services include extended-day, extended-year, and school-age care. Eligibility requirements vary by county.

For more information about the School Readiness Program:

Agency for Workforce Innovation, School Readiness Program

Head Start/Early Head Start

These are programs for children from birth to age five. They are child-focused programs aimed at increasing the school readiness of young children in low-income families.

For more information about Head Start/Early Head Start:

Florida Head Start

Tax Credits

Earned Income Tax Credit (EITC)

You may qualify for EITC if you meet all these criteria:

  • Your grandchild is under age 19 or under age 24 and is a full-time student.

  • Your grandchild has lived in your home for more than 6 months of the tax year.

  • You pay more than 50% of your grandchild's support, and the child is not claimed as a dependent by the parent.

  • You have worked during the tax year.

For more information about the Earned Income Tax Credit:

Internal Revenue Service (IRS)

Other Resources

The National Council on Aging sponsors a website called Benefits Checkup (visit the site at It is designed to help you find local resources and benefits for a variety of needs (for example, cash, food, housing, medical, and more). The process usually takes about 20–30 minutes.



This document, adapted from the 2002 version of FCS2188, is FCS2188a, one of a series of the Department of Family, Youth and Community Sciences, UF/IFAS Extension. Original publication date August 2009. Revised July 2013. Reviewed March 2017. Visit the EDIS website at


Maisie Ross, Extension agent III, UF/IFAS Extension Palm Beach County; Larry Forthun, Ph.D., associate professor, Department of Family, Youth and Community Sciences; Millie Ferrer-Chancy, Ph.D., professor emeritus; and Angela Falcone, former FYCS graduate student; UF/IFAS Extension, Gainesville, FL 32611.

The Institute of Food and Agricultural Sciences (IFAS) is an Equal Opportunity Institution authorized to provide research, educational information and other services only to individuals and institutions that function with non-discrimination with respect to race, creed, color, religion, age, disability, sex, sexual orientation, marital status, national origin, political opinions or affiliations. For more information on obtaining other UF/IFAS Extension publications, contact your county's UF/IFAS Extension office.

U.S. Department of Agriculture, UF/IFAS Extension Service, University of Florida, IFAS, Florida A & M University Cooperative Extension Program, and Boards of County Commissioners Cooperating. Nick T. Place, dean for UF/IFAS Extension.