AskIFAS Powered by EDIS

YOU and YOUR CREDIT: Series of Seven Parts, Bound as a Single Document1

Joan P. Elmore, Sarah M. Ellis, Michael S. Gutter, and Travis P. Mountain 2

Click on this link to download the entire YOU and YOUR CREDIT series as one pdf document:

Below are links to each of the YOU and YOUR CREDIT series.

Credit Dos and Don'ts:

Credit Card Basics:

Managing Your Credit:

Credit Reports:

Credit Scores:

Home Ownership and Credit:

Further Resources:

Series of Seven Parts, Bound as Single Document: PDF version —


1. This document is FCS7236, one of a series of the Department of Family, Youth and Community Sciences, UF/IFAS Extension. Original publication date September 2008. Revised April 2012, May 2016, and March 2019. Visit the EDIS website at for the currently supported version of this publication.
2. Joan P. Elmore, former Extension agent IV, UF/IFAS Extension Jackson County; Sarah M. Ellis, Extension agent I, UF/IFAS Extension Citrus County; Michael S. Gutter, associate dean and associate professor; and Travis P. Mountain, former lecturer, Department of Family, Youth and Community Sciences; UF/IFAS Extension, Gainesville, FL 32611.

Publication #FCS7236

Date: 3/26/2019

    Fact Sheet


    • Jill Breslawski
    • Michael Gutter